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Truth-In-Savings Fee Schedule

Share Draft Account Fees
Overdraft $30.00 per item

Overdraft for 5+ days $5.00 per day after 5 days

NSF $30.00 per item

Returned Item $10.00 per item

Stop Payment $10.00 per item

Copy Of Check $2.00/check (two free per month)

Sharedraft Printing Prices may vary depending on style

Protest Check $15.00/$25.00 (member/non-member respectively)

Money Market Savings Account Fees
Service Fee $10.00/ month if minimum balance not met

Excessive Withdrawal $15.00/ withdrawal after three (3) withdrawals/month

Other Service Fees
Wire Transfer  

     Incoming $10.00 per wire

     Domestic $15.00 per transfer

     International $45.00 per transfer

Account Reconciliation $20.00/hour -- $10.00 minimum charge

Paper Statement  

     Members age 65 and over $1.00/statement

     Members less than age 65 $3.00/statement

Statement Copy $1.00/page

Account Activity Printout $1.00/printout

Deposited Item Return $10.00/item

Legal Process $100.00

Account Closure $25.00 if acct. closed within ninety (90) days

Photocopy $1.00/page

Fax $1.00/fax (outgoing and incoming)

Excessive Transfers $2.00/transfer after six (6) transfers

Return Mail $1.50 (address change)

Money Order $3.00

Bank Check $3.00

Credit Report $12.00 per person, $50.00 business

Abandoned Account Process $50.00/Account

EFT Fees
Debit Card Fees
ATM Transaction $1.50/ea. Transaction @ ATM not owned by TSAFCU or SEFCU

Card Replacement $5.00/card

NSF $30.00 per item

Overdraft $30.00 per item

Excessive Usage $1.50/ transaction, after 3 withdrawals from TSAFCU or SEFCU owned ATM per day

Foreign Transaction 1.00% of transaction amount
Preauthorized EFT Fees
NSF $30.00 per item

Overdraft $30.00 per item

Quick Pay (Billpay) Free

Credit Card Fees
Rush Fee $25.00

PIN Replacement $5.00

Card Replacement $5.00

Pay-by-Phone $10.00

Share Value
Par Value of 1 Share $25.00

Par Value of 1 Share $5.00 (Under age eighteen (18))
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Understanding Privacy
Overdraft Fee Disclosure
Membership Agreement & Disclosure
an equal housing lender

Tri State Area Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We continually work to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 518-686-4504 or All products and services available on this website are available at all of our branches.